We specialize in helping retirees and those transitioning into retirement reduce tax burdens and increase income. It’s our mission to help you enjoy your hard-earned retirement using strategies that fit your specific needs.
Retirement Income Strategies
At Ascend Financial Group, we analyze your unique financial situation before developing strategies that can lead you to the retirement you’ve spent a lifetime working to build. Because we’re not tied to one particular company or product, we offer an array of solutions for addressing your financial concerns and helping you achieve the goals you’ve set for yourself and your family. We are committed to sharing our expertise and educating you on how to maximize your income in retirement.
Ascend Financial Group can help you make your retirement funds last. From creating an income stream you can’t outlive and maximizing the value of your assets to protecting your family and preserving a legacy for your beneficiaries in death, we have the knowledge and experience you can rely on to help you feel secure and prepared.*
*Guarantees, including optional benefits, are backed by the claims-paying ability of the issuer, and may contain limitations, including surrender charges, which may affect policy values.
Ascend Financial Group can help you make your retirement funds last. From creating an income stream you can’t outlive and maximizing the value of your assets to protecting your family and preserving a legacy for your beneficiaries in death, we have the knowledge and experience you can rely on to help you feel secure and prepared.*
*Guarantees, including optional benefits, are backed by the claims-paying ability of the issuer, and may contain limitations, including surrender charges, which may affect policy values.
Tax-Efficient Solutions
April 15 can be a dreaded day, or a celebrated one. Ascend Financial Group understands the importance of making sure you take advantage of all the tax deductions and exemptions available to you, as well as understand the commonly overlooked tax reduction strategies for retirement. We are up-to-date on the latest tax planning and potential reduction strategies for retirees. We can assist with IRA or other retirement account roll-overs and transfers, helping you be sure you don’t pay any unnecessary taxes, penalties and fees. We can also work with you to understand your Required Minimum Distributions (RMDs) and how to take them so your income in retirement is maximized.
Investment Planning
Planning for retirement can be a complicated, intricate process. With so many important decisions to make and so many options available for meeting your needs, it’s important that you have a resource you can count on to guide you step by step along the way.
At Ascend Financial Group, LLC, we take the time to analyze your unique financial situation and understand your risk tolerance before developing strategies that can help lead you to the retirement you’ve spent a lifetime working to build. Because we’re not tied to one particular company or product, we offer an array of solutions for addressing your financial concerns and helping you achieve the goals you’ve set for yourself and your family. We are committed to sharing our financial expertise and educating you on the products in your portfolio, how they work and why they are a fit for your needs.
Whether you’re in the initial stages of planning or are already retired, Ascend Financial Group can help you make your retirement funds last. From comprehensive money management and securities-based solutions to life insurance and annuities, we have the knowledge and experience you can rely on to feel prepared and protected. We will always keep your best interests at heart and put you in control of your financial destiny.
At Ascend Financial Group, LLC, we take the time to analyze your unique financial situation and understand your risk tolerance before developing strategies that can help lead you to the retirement you’ve spent a lifetime working to build. Because we’re not tied to one particular company or product, we offer an array of solutions for addressing your financial concerns and helping you achieve the goals you’ve set for yourself and your family. We are committed to sharing our financial expertise and educating you on the products in your portfolio, how they work and why they are a fit for your needs.
Whether you’re in the initial stages of planning or are already retired, Ascend Financial Group can help you make your retirement funds last. From comprehensive money management and securities-based solutions to life insurance and annuities, we have the knowledge and experience you can rely on to feel prepared and protected. We will always keep your best interests at heart and put you in control of your financial destiny.
Long-Term Care
Long-term care (LTC) is a variety of services which help meet both the medical and non-medical need of people with a chronic illness or disability who cannot care for themselves for long periods of time. The Centers for Medicare and Medicaid Services estimates that by 2020, 12 million older Americans will need long-term care. A study by the U.S. Department of Health and Human Services says that four out of every ten people who reach age 65 will enter a nursing home at some point in their lives. About 10 percent of the people who enter a nursing home will stay there five years or more. We can help you navigate your questions when it comes to selecting the right Long-term care coverage for you and your needs.
Estate Preservation
Our main goal is your main goal with estate preservation: to provide for your family, including spouses, children, grandchildren, parents and siblings. We will help you along with our team of qualified estate planning attorneys to design a strategy that allows you to share your life’s successes with others during your lifetime and direct distribution after death. We will work with you to prioritize the goals for your estate and customize a strategy to meet your long-term needs. Whether you are trying to minimize the impact of taxes or are simply making sure your heirs will receive what you have originally planned, Ascend Financial Group and our associates will work with you to execute the proper strategies for you.
Fee-Based Advising
If you like the idea of fee-based services, we can accomplish this for you as well. At Ascend Financial Group we work with no-load, low-cost mutual fund companies and believe in the philosophy of Indexing, and asset allocation.